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Real Estate Investment Loans
Expand your portfolio with your property’s expected cash flow. No Tax Returns. No personal income verification.
SPEAK WITH AN EXPERT NOW
Highlights
- Loan Amounts: $200K and up with no limit
- Geography: Nationwide in ALL 50 States
- Property Types: Residential, Short-Term Rental / Vacation Rental, Mixed Use (commercial/residential, up to 3 commercial units)
- Occupancy: Long-Term or Short-Term Rentals, Vacancy OK (on Acquisitions), no operating history required on STRs
- Loan Structure: 30-Year Fixed Rate Mortgage Loans, 5-Year Prepayment Penalties, Partial IO (10-Years) Available, Entities (i.e. LLCs) and partners welcomed
- LTVs: Up to 90% (Acquisitions/Rate-Term Refi), 80% (Cash-Out)
- DTI: Not Applicable (We don’t require tax returns or evaluate your personal income or finances when evaluating your application)
- DSCR: 80 LTV = 1.00 – below 75 LTV = no DSCR cap
- Credit Score: 620+
Ideal For
- Real estate investors
- First-time investors
- Investors looking to build their portfolio
- Investors looking to deed their property in their LLC's
- Investors looking to write-off depreciation
All 50 States, Covered.
Available states:
Coming soon:
What to Expect When You Work with MDL
It is our team's goal to build long-term relationships with our customers and go the extra mile to guarantee their success.
We work with you every step of the way to find the perfect loan solution.
Connect With Us
Schedule an appointment with one of our experienced loan professionals and we'll work together to create the plan that's right for you.
Review Your Options
Our experts find the best rates, review financials, and find a product that fits both your short term needs as well long-term goals.
Celebrate Your Closing
Close on time and reach your goals. Our team works closely with you throughout the entire process—making sure to celebrate with you when the loan is secured!
Explore Mortgage Solutions
It's time to find a mortgage that will suit your needs. We'll help guide you through the process and make sure you have everything you need for success.
What Is a Real Estate Investment Loan?
A real estate investment loan is a type of loan that is used to purchase a property for the purpose of earning income through rental or other forms of real estate investment. The loan is secured by the property being purchased, and the terms of the loan are based on the projected income that will be generated by the property.
Modern Day Lending specializes in helping real estate investors get the funding they need to grow their portfolio.
Get in Touch with Our Team!
Get in touch with us today for a free rate quote. Get the loan that's right for you.
What You're Going to Need
for Pre-approval
- 2 years W2
- 2 years personal tax returns
- 30 days pay stubs
- 2 months personal asset statements
- Drivers license
At least ONE of the following three options:
- Minimum of 12 months business or personal bank statements
- Minimum of 1 year of Profit and Loss Statement Balance
- Minimum of 1 year 1099
Also required:
- 2 months personal asset statements
- Drivers license
- CPA letter to attest to your ownership
for Pre-approval
- Proof of Assets
- Proof of Credits
- Driver's License
Our Recent Fundings
We’ve helped hundreds of clients get the funding they need to purchase their next property. You could be next.
Single Family Home
Single Family Home
Single Family Home
1 family home
1 Family Home
1 Family Home
Frequently Asked Questions
