Privacy Policy

Terms of Use

Modern Day Lending Website Terms and Conditions

Modern Day Lending, LLC (“Modern Day Lending,” “MDL,” “we,” or “us”) welcomes you to our website (the “Site”) and appreciates your interest in our company. Please read these Terms and Conditions (“Terms”) carefully before accessing or using this Site. These Terms govern your visit to and use of the Modern Day Lending Site. MDL is the operator and host of this Site and the services accessible through it.

These Terms may apply to you individually, the business or other legal entity you represent, or both. If you are using the Site on behalf of a company or other entity, you represent and warrant that you have authority to enter into these Terms on its behalf.

The information presented on or through this Site is made available solely for informational purposes related to Modern Day Lending’s services. The Site is not an offer or solicitation of securities or any other form of investment product.

If you have questions about these Terms, please contact us at legal@moderndaylending.com.

1. Privacy

For information about how Modern Day Lending collects, uses, and protects personal information, please review our Privacy Policy.

2. Intellectual Property Rights and Ownership

All materials displayed on or accessible through this Site—including, without limitation, text, graphics, charts, logos, images, articles, videos, and other materials (the “Content”)—are the property of Modern Day Lending or its licensors and are protected by United States and international copyright and trademark laws.

All names, logos, trademarks, and service marks displayed on the Site (the “Trademarks”) are owned by Modern Day Lending or their respective owners. Nothing on this Site shall be construed as granting any license or right to use any Trademark or Content without prior written permission from Modern Day Lending or the applicable owner. We reserve all rights not expressly granted in these Terms.

3. Notification to Modern Day Lending

If you believe any content on the Site infringes your intellectual property rights, please send written notice to legal@moderndaylending.com including:

Your name, address, telephone number, and email;

A description of the copyrighted work or other intellectual property you claim has been infringed;

A description of the location of the allegedly infringing material;

A statement that you have a good faith belief the use is not authorized by the owner, its agent, or law; and

A statement, under penalty of perjury, that the information you provide is accurate and that you are authorized to act on behalf of the rights holder.

4. Restrictions on Use

By using this Site, you certify that you are at least 18 years old. If you are under 18, you may not use or access the Site. We do not knowingly collect information from children under 13.

You may not copy, modify, distribute, display, or create derivative works based on the Site or its Content without written permission from Modern Day Lending. This includes, but is not limited to:

Any resale or commercial use of the Site or its Content;

Any use of automated tools, data mining, scraping, or similar data-gathering methods;
“Mirroring” or framing of any part of the Site; or

Use of the Site for any unlawful purpose.

Unauthorized use may violate copyright, trademark, and privacy laws. To request permission for any use of our materials, email legal@moderndaylending.com.

We reserve the right to modify, suspend, or discontinue the Site or any Content at any time without notice.

5. No Financial or Legal Advice

Information on this Site is provided for general informational purposes only. Nothing on this Site constitutes legal, financial, or mortgage advice. Loan terms and approvals are subject to credit and underwriting review. You should not rely solely on the information provided here and should consult with a licensed mortgage professional for specific advice regarding your situation.6. Third-Party Links

The Site may contain links to websites operated by third parties. These links are provided for convenience only. Modern Day Lending does not control or endorse such sites and is not responsible for their content, accuracy, or practices. Accessing any third-party website is at your own risk.

7. Acceptable Use and Security

You agree not to use the Site for any unlawful purpose or in any manner that could damage, disable, or impair the Site or interfere with another user’s access. Prohibited actions include (but are not limited to) attempting to hack, probe, or breach security measures; uploading malware; spamming; or reverse-engineering any portion of the Site.

Violations may result in civil or criminal penalties. We reserve the right to investigate and cooperate with law enforcement regarding any suspected misuse of the Site.

8. Disclaimers

THE SITE AND ALL CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND. MODERN DAY LENDING MAKES NO REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT.WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SITE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

9. Indemnification

You agree to indemnify and hold harmless Modern Day Lending, its officers, employees, affiliates, and agents from any claims, damages, losses, liabilities, or expenses (including attorneys’ fees) arising out of your use of the Site or any violation of these Terms.

10. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, MODERN DAY LENDING AND ITS AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SITE OR CONTENT, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

11. Severability and Waiver

If any provision of these Terms is found invalid or unenforceable, the remaining provisions shall continue in full force and effect. Failure by Modern Day Lending to enforce any provision shall not constitute a waiver of that provision.

12. Complete Agreement

These Terms, along with our Privacy Policy, represent the entire agreement between you and Modern Day Lending regarding your use of this Site and supersede all prior agreements or understandings concerning this subject matter.

13. Termination

Modern Day Lending may suspend or terminate your access to the Site at any time, for any reason, without notice. Upon termination, you must destroy all downloaded or printed materials obtained from the Site.

14. Dispute Resolution

Before initiating legal action, please contact us at legal@moderndaylending.com so we may attempt to resolve the matter informally. Both parties agree to make good-faith efforts to settle any disputes prior to litigation.

16. Limitation on Time to File Claims

Any claim arising from these Terms or your use of the Site must be filed within one (1) year after the cause of action accrues, unless otherwise required by law.17. Contact

Thank you for visiting our website. If you have any questions about these Terms or the Site, please contact us at: Modern Day Lending, LLC

Email: legal@moderndaylending.com
Website: www.moderndaylending.com