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Piggyback Loans Made Simple
We help entrepreneurs and self-employed professionals from all walks of life secure the funding they need to grow and expand.
SPEAK WITH AN EXPERT NOW
Highlights
- Loan Amounts: $200K up to $1.5M
- Geography: Nationwide in ALL 50 States
- Property Types: Residential
- Occupancy: Primary Residence, Second Home, Investment
- Loan Structure: 30-Year Fixed Rate Mortgage Loans + Home Equity Line of Credit (HELOC)
- LTVs: Up to 95% (Acquisitions/Rate-Term Refi), up to 100% (Cash-Out)
- DTI: 45%
- Credit Score: 620+
- Reserves: Not Required
Ideal For
- First-time home buyers
- People looking for a low down payment option
- People looking to preserve their liquidity
- Additional funds for home renovation projects
Get Connected to Our Team Right Now.
We believe in the power of personal connection. That's why we make it easy for you to connect with a knowledgeable team member in just 60 seconds.
We're here to listen, understand your unique situation, and provide tailored lending solutions designed to help you achieve your financial goals.
Take the first step towards your financial future by completing our simple form.
Do you qualify? Take this short quiz to find out.
What to Expect When You Work with MDL
It is our team's goal to build long-term relationships with our customers and go the extra mile to guarantee their success.
We work with you every step of the way to find the perfect loan solution.
Connect With Us
Schedule an appointment with one of our experienced loan professionals and we'll work together to create the plan that's right for you.
Review Your Options
Our experts find the best rates, review financials, and find a product that fits both your short term needs as well long-term goals.
Celebrate Your Closing
Close on time and reach your goals. Our team works closely with you throughout the entire process—making sure to celebrate with you when the loan is secured!
Explore Mortgage Solutions
It's time to find a mortgage that will suit your needs. We'll help guide you through the process and make sure you have everything you need for success.
What Is a Piggyback Loan?
A piggyback loan is a type of loan that allows you to borrow against the equity in your home. It's also known as a "second mortgage" or a "home equity loan." With a piggyback loan, you borrow a certain amount of money up front and then take out a second mortgage for the remainder of the purchase price.
Get in Touch with Our Team!
Get in touch with us today for a free rate quote. Get the loan that's right for you.
What You're Going to Need
for Pre-approval
- 2 years W2
- 2 years personal tax returns
- 30 days pay stubs
- 2 months personal asset statements
- Drivers license
At least ONE of the following three options:
- Minimum of 12 months business or personal bank statements
- Minimum of 1 year of Profit and Loss Statement Balance
- Minimum of 1 year 1099
Also required:
- 2 months personal asset statements
- Drivers license
- CPA letter to attest to your ownership
for Pre-approval
- Proof of Assets
- Proof of Credits
- Driver's License
Our Recent Fundings
We’ve helped hundreds of clients get the funding they need to purchase their next property. You could be next.
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Frequently Asked Questions
