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Modern Day Lending is not a loan provider and does not provide actual loans or any kind of advice. We provide borrowers with an easy online application service wherein we submit the information you provide to third party lenders. We do not make credit decisions, or charge any application fees. Approval of an actual loan from a third-party lender is subject to a separate assessment process by the third-party lender and the loan is subject to the third-party lender's terms and conditions. Advance terms, conditions, and policies vary between third-party lenders. Cash transfer and funding times vary between third-party lenders and may depend on your financial institution. Advance repayment periods vary depending on business factors such as time in business, industry and business cash flows.