Unlimited Cash Out. No Max. Easy, Fast.
Cash out up to 95% of the value of your home.
90 reviews on Trustpilot
Turn your equity into usable cash.
Perfect for homeowners looking to tap into their home equity for cash while keeping competitive loan terms.
Property Types
Residential & commercial
Occupancy
Long- or short-term, vacancy OK
Mortgage Insurance
No PMI required
Flexible Cash-Out Terms
Pull equity from residential or commercial property — with no mortgage insurance.
Up to 95%
Cash out of your home's value
Loan amounts up to $20M
Unlock Your Equity
Access up to 95% of your home's value, on loan amounts up to $20M — with no PMI.
NationwideAvailable Nationwide
Lending in all 50 states.
Common-Sense Qualifying
Approval built around strong borrowers — not just a checklist.
From 5%
Down payment
43–55%
DTI
660+
Credit score
Do you qualify for this loan?
Here's what you need to qualify. Even if you don't meet every criterion, reach out — we'll help you find a path that works.
660+
Credit
You'll need a 660 score or better to qualify, with flexibility for strong financials.
From 5%
Down Payment
Down payments start at 5%, depending on your credit and loan amount.
1–3%
Closing Costs
Plan for roughly 1–3% of the amount you're financing to cover closing costs.
Under 55%
Debt
Less than 55% of your income should be going toward paying debt.
Frequently asked questions
Answers to the questions we hear most often about cash-out refinance.
A cash-out refinance is a refinancing of your mortgage in which you replace your current mortgage with a new one and take out additional money against the equity you've built over time. For example, if you have a home worth $500,000 and you owe $170,000 on it, you could refinance for a new mortgage of $220,000 and take out an additional $50,000 to use as cash for:
- Home Improvements
- Debt Consolidation (Credit Cards, Student Loans, Auto Loans)
- Purchase an Investment Property
- Paying for Your Child’s College Education
- Alternative Investments (Stocks, Bonds, Private Equity)
- Covering Emergency Expenses
Still have questions? Talk to a real person on our team.
Start My ApprovalRecent Fundings
We are committed to helping individuals and families achieve their homeownership goals.
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Location:
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Project name:
Bank Statement
Location:
Key West, FL
Closing amount:
$3,500,000
Project name:
Bridge Loan
Location:
New York
Closing amount:
$3,000,000
Project name:
Bank Statement
Location:
Colorado
Closing amount:
$2,400,000
Project name:
Single Family Home
Location:
FL
Closing amount:
$2,200,000
Project name:
Bank Statement
Location:
Brigantine, NJ
Closing amount:
$2,135,000
Project name:
Bank Statement
Location:
Escondido, CA
Closing amount:
$2,000,000
Project name:
Bank Statement
Location:
Stratton, VT
Closing amount:
$1,904,000
Project name:
Bank Statement
Location:
Chatsworth, CA
Closing amount:
$1,800,000
Learn before you borrow
Guides and insights to help you qualify with confidence and pick the right program.
Ready to get started?
Talk to a real person from our team right now.