Unlock Asset-based Loans
We help hard-working professionals who don't fit the mold to secure an asset-based loan on great terms.
90 reviews on Trustpilot
Qualify on assets, not income.
Perfect for borrowers who want to qualify using their liquid assets instead of traditional income.
Property Types
Residential, STR & mixed-use
Occupancy
Long- or short-term, vacancy OK
Vesting
LLCs & partners welcome
Asset-Qualified Financing
Qualify with cash, stocks, bonds, or retirement accounts — no income docs required.
$200K+
No maximum loan amount
Up to 80% LTV (75% cash-out)
Powered by Your Assets
Qualify on your assets, then borrow on 30-year fixed or interest-only terms.
NationwideAvailable Nationwide
Lending in all 50 states.
Common-Sense Qualifying
Approval built around strong borrowers — not just a checklist.
From 20%
Down payment
No DTI
Personal income
640+
Credit score
Do you qualify for this loan?
Here's what you need to qualify. Even if you don't meet every criterion, reach out — we'll help you find a path that works.
640+
Credit
You'll need a 640 score or better to qualify, with flexibility for strong financials.
From 20%
Down Payment
Down payments start at 20%, depending on your credit and loan amount.
1–3%
Closing Costs
Plan for roughly 1–3% of the amount you're financing to cover closing costs.
No DTI
Debt
We qualify you on your liquid assets, not your income or debt-to-income ratio.
Frequently asked questions
Answers to the questions we hear most often about asset-based loans.
An asset-based mortgage is a loan that is secured by the value of an asset, such as a property. The advantage of this type of loan is that it is often easier to get approved for than a traditional mortgage, since the lender is taking less risk by securing the loan against an asset.
Still have questions? Talk to a real person on our team.
Start My ApprovalRecent Fundings
We are committed to helping individuals and families achieve their homeownership goals.
View All
Project name:
Bank Statement
Location:
Key West, FL
Closing amount:
$3,500,000
Project name:
Bridge Loan
Location:
New York
Closing amount:
$3,000,000
Project name:
Bank Statement
Location:
Colorado
Closing amount:
$2,400,000
Project name:
Single Family Home
Location:
FL
Closing amount:
$2,200,000
Project name:
Bank Statement
Location:
Brigantine, NJ
Closing amount:
$2,135,000
Project name:
Bank Statement
Location:
Escondido, CA
Closing amount:
$2,000,000
Project name:
Bank Statement
Location:
Stratton, VT
Closing amount:
$1,904,000
Project name:
Bank Statement
Location:
Chatsworth, CA
Closing amount:
$1,800,000
Project name:
Bank Statement
Location:
Key West, FL
Closing amount:
$3,500,000
Project name:
Bridge Loan
Location:
New York
Closing amount:
$3,000,000
Project name:
Bank Statement
Location:
Colorado
Closing amount:
$2,400,000
Project name:
Single Family Home
Location:
FL
Closing amount:
$2,200,000
Project name:
Bank Statement
Location:
Brigantine, NJ
Closing amount:
$2,135,000
Project name:
Bank Statement
Location:
Escondido, CA
Closing amount:
$2,000,000
Project name:
Bank Statement
Location:
Stratton, VT
Closing amount:
$1,904,000
Project name:
Bank Statement
Location:
Chatsworth, CA
Closing amount:
$1,800,000
Learn before you borrow
Guides and insights to help you qualify with confidence and pick the right program.
Ready to get started?
Talk to a real person from our team right now.